60 minute therapy session for yourself
60 minute therapy session for 2 or more clients being treated together for mutual relationship goals
Add-on therapy session in 30 minute increments to extend current session.
Payment is due at time of service. All major credit/debit cards and HSA/FSA are accepted and will be collected and filed, and payment will be charged on the date of scheduled session.
As a self-pay provider, I can only provide a superbill for possible insurance reimbursement. I cannot guarantee reimbursement, however you can call the number on the back of your membership card and verify your benefits and reimbursement.
I am an Out of Network provider for most major PPOs.
To determine your copay and Out Of Network benefits please go to:
Why We Don't Take Insurance
Self-pay provides and allows the provision of services without the restrictions of insurance regulations, insurance adjusters, or their third-party adjusting agencies. Client confidentiality and discretion are of the utmost importance to me.
Therefore, I find it my ethical responsibility to let you know that Insurance companies require a formal diagnosis to apply for reimbursement. Moreover, your insurance company may ask for your therapy records. Since the majority of my clients are seeking the highest level of privacy, this is usually undesirable.
Also, there are times when people are struggling in life but don't necessarily meet or fit into specific criteria for a formal diagnosis. Furthermore, there may have been a time where an individual briefly met the criteria for a mental disorder, but in general, the diagnosis does not apply. The diagnosis would stay in your insurance records your entire life without the possibility to amend or change it, even after the circumstances in your life have improved. For these reasons, I choose to be a self-pay provider and do not accept insurance.
SMK Therapy, LCSW
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Communication with Salma Khan, LCSW does not by itself create a client-therapist relationship or constitute the provision or receipt of psychological services. Any communication with Salma Khan, LCSW should be considered informational only, and should not be relied on or acted upon until a formal client-therapist relationship is established pursuant to a written agreement.