FEES / INSURANCE

I’m an out-of-network provider, which means I don’t bill insurance directly. However, many of my clients use their out-of-network (OON) benefits to get partial reimbursement from their insurance company.

How it works:

1. You pay for sessions out of pocket.
2. Each month, a superbill (an invoice with the necessary insurance codes) is automatically generated in your client portal and sent to you via email.
3. You electronically submit this superbill to your insurance company.
4. If your plan includes OON mental health benefits, they may send you a reimbursement check.

A superbill is similar to an invoice, but it also lists the medical codes your insurance company requires for reimbursement. The most common CPT codes I use are:

• 90791: Initial intake session
• 90837: 50-minute therapy session
   

Tip: Before starting, it’s a good idea to call your insurance provider to ask if your plan covers out-of-network psychotherapy. They may request the CPT codes or ask about the type of session.

WHY PAY OUT OF POCKET?

Some clients may elect to forego insurance for complete discretion or other reasons. (Invoices can still be provided for tax purposes.) 

Note that FSA benefits can be used for payment of therapy sessions without requiring reporting to insurance. 

I also offer a sliding scale for private-pay clients.

Pre-paid sessions with a bundle package can save you money.

• 5% off 3 sessions
• 10% off 5 sessions or more

60 minute therapy session for yourself

60 minute therapy session for 2 or more clients being treated together for mutual relationship goals

Add-on therapy session in 30 minute increments to extend current session.

Payment is due at time of service. All major credit/debit cards and HSA/FSA are accepted and will be collected and filed, and payment will be charged on the date of scheduled session, or at the time of bundle / package purchase. Unfortunately, no refunds are available for package purchases, however I do my best to accommodate reschedules.